News and Articles

Category Archives: Articles

To RA or TFSA – which one is better?

Retirement annuities or tax-free savings account? RA_TFSA

Posted in Articles

At retirement – Retirement income product choices

Living annuities have ousted guaranteed life annuities as the default choice when it comes to converting pre-retirement savings to a retirement income product. Does it mean that guaranteed annuities have no further role to play in a retirement plan? RetirementIncome_ProductChoice

Posted in Articles

Safe savings rate – When am I saving enough for retirement


Posted in Articles

Saving for retirement: Replacement rate projections

Whether one will accumulate enough retirement capital for a comfortable retirement is a function of four determinants, namely the contribution period, savings or contribution rate, investment portfolio returns and the rate at which your gross income relatively to the inflation rate will grow over time…. Saving for Retirement_Jan2015

Posted in Articles

The benefits of tax-free savings accounts

What are the return benefits of the newly-introduced tax-free savings account across various investment portfolios and investment holding periods? TFSA_benefits_March2015

Posted in Articles